In 2020 alone, there were more than 35,000 deaths caused by car accidents. Car accidents can be very serious even if they don’t result in death since they can also result in serious injuries and other problems. If you have recently been in an accident involving a car or semi truck, you might be wondering what you …
There are approximately 6 million car accidents in the United States each year. While there are a number of important steps to take in the moments following a crash, most people understand that choosing the right lawyer when the time comes can make or break your case.
If you are involved in an accident with a rideshare driver, there are different policies applicable to your claim based upon the circumstances. Lyft and Uber provide insurance for their drivers. The coverage amounts vary based upon whether the rideshare driver is transporting a passenger, on his way to pick up a passenger or the app is on. Uber and Lyft require drivers to have their own insurance policy as well.
Uber and Lyft carry a million-dollar liability insurance policy that covers claims against the rideshare drivers for causing injuries to their passengers or other drivers. Uber and Lyft also carry a million-dollar UIM policy to protect customers injured by an uninsured or underinsured third party that crashes into a rideshare car. However, if a rideshare driver is injured by another driver without insurance, the underinsured motorist coverage is the Texas minimum of $30,000. A rideshare driver’s personal automobile insurance policy will not provide coverage because personal insurance policies exclude coverage for driving for hire. Thus, rideshare drivers have only the automobile coverage that the rideshare company provides. Uber provides the cheapest UIM coverage possible for its drivers.
Unless you want a lowball offer for your insurance claim or you want to increase the likelihood of being sued as a defendant in a lawsuit, do not buy insurance from Allstate. Allstate’s slogan, “You’re in good hands,” is anything but the truth. Allstate has catchy commercials with celebrity actors, but it is all puffery. When it comes time to pay a claim in real life, Allstate uses shady tactics and offers less than what it costs to repair vehicles
Houston has an epidemic of drunk driving. Over the past fifteen years, Houston had the highest number of fatal car crashes caused by alcohol or drugs when compared with the twelve largest metropolitan areas. Houston had 50% more fatal crashes involving drugs and alcohol than Los Angeles even though Los Angeles has approximately twice as many people.
Millions upon millions of drivers pass through intersections with traffic lights every day. We often do not think about the dangers associated with intersections because driving through intersections is second nature. However, hundreds of people are killed every year by drivers running red lights. In 2017, 890 people were killed in car accidents involving someone running a red light. In 2016, over 800 people were killed by drivers driving through red lights. On average, over two people die every day because of someone not obeying a red light.