Uber and Lyft carry a million-dollar liability insurance policy that covers claims against the rideshare drivers for causing injuries to their passengers or other drivers. Uber and Lyft also carry a million-dollar UIM policy to protect customers injured by an uninsured or underinsured third party that crashes into a rideshare car. However, if a rideshare driver is injured by another driver without insurance, the underinsured motorist coverage is the Texas minimum of $30,000. A rideshare driver’s personal automobile insurance policy will not provide coverage because personal insurance policies exclude coverage for driving for hire. Thus, rideshare drivers have only the automobile coverage that the rideshare company provides. Uber provides the cheapest UIM coverage possible for its drivers.
Labor law provides protection for the employees and employers. It is important to know what are the rights of the employees and employer in case of a disagreement.
Almost every adult has signed a contract with a clause requiring arbitration in the event the parties are unable to resolve a conflict relating to the contracted goods or services. These mandatory arbitration agreements often appear in contracts relating to employment, credit cards, car rentals, contractor services, phone services, car loans, home-building and investment accounts. An overwhelming majority of the time, companies include forced arbitration clauses in their contracts to gain an advantage over individuals and consumers.
Coastal Health and Wellness Center in Texas City and in Galveston violated 11 different health codes by staff not sterilizing or cleaning instruments used during dental procedures. Patients may have been exposed to Hepatitis B, Hepatitis C and HIV. As many as 9,500 different patients are being tested who might have been exposed to infectious diseases.