Insurance adjustors often attempt to take advantage of injured people who are not represented by counsel by making low settlement offers and refusing to increase their offers. Insurance adjustors know that most unrepresented parties do not have the knowledge and means to pursue a lawsuit without an attorney. Thus, an injured party can threaten all he or she wants, but the only way to force an insurance company to pay more is by filing a lawsuit. When an attorney with a reputation for filing lawsuits represents an injured party, the insurance adjustor knows a low settlement offer will not settle the case…